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For Sale By Owner - A Good Idea?

Posted on December 10, 2019 - 04:07 pm by Trevor Morin

FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 6% that would be the agents'... Read more

Hot, Normal, and Cold Markets

Posted on December 3, 2019 - 04:07 pm by Trevor Morin

Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and mor... Read more

Land Contract

Posted on November 26, 2019 - 04:07 pm by Trevor Morin

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Title Insurance Requirements for Insuring Trusts

Posted on November 19, 2019 - 04:07 pm by Trevor Morin

In today's world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to ... Read more

Living Trusts

Posted on November 12, 2019 - 04:07 pm by Trevor Morin

Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. ... Read more

Insist on a Home Inspection

Posted on November 5, 2019 - 04:07 pm by Trevor Morin

A professional home inspection protects both you and the buyer. It allows both you and the buyer the opportunity to learn about the property's defects. A home inspection usually covers the following: Plumbing conditions - if there is leakage or cloggi... Read more

Avoiding Financial Stress

Posted on October 29, 2019 - 05:07 pm by Trevor Morin

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualific... Read more

The No-Cost Thirty Year Fixed Rate Mortgage

Posted on October 22, 2019 - 05:07 pm by Trevor Morin

There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees... Read more

Title Insurance - Where Does Your Dollar Go?

Posted on October 15, 2019 - 05:07 pm by Trevor Morin

Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of ... Read more

Environmental Issues

Posted on October 8, 2019 - 05:07 pm by Trevor Morin

When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated p... Read more

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